In order to offset the risks associated with such natural disasters, homeowners typically purchase insurance policies that are specifically written to pay compensation for the costs of repair and rebuilding their properties.
The common misconception is that natural disasters are acts of god, and that no person or entity can be held responsible or accountable. Unfortunately, insurance companies frequently engage in a number of bad faith practices against their policy holders, leaving the homeowner in a bind during his or her time of need.
After years of faithfully paying your premiums, you have a right to expect that the insurance company will treat you fairly and provide you with the support you need during this difficult experience. You have had to live through the ordeal of seeing your home severely damaged or even leveled by the violent forces of a major storm, and are likely now facing major, costly repairs.
We will help you fight for fair settlements for damage caused by natural disasters including:
- Hail Storms
- Snow and Ice Storms
You should not be forced to fight with your insurance company over the payment of your claim. Insurance companies can be held responsible for delaying payment, underpayment and denying payment of claims if you have a policy that covers that event.
Further, there may be superseding, intervening causes that worsen or cause different damages, injuries and losses than the natural disaster itself.
If you have suffered damages, injuries and losses during a natural disaster, contact Excolo Law today for a free evaluation to determine if you have a case.
Michigan Dam Failure
Excolo Law is investigating cases for victims of the Edenville & Sanford Lake Dam Failures
The Edenville Dam, located on the border of Midland County and Gladwin County, failed late on May 19, 2020 and the Sanford Lake Dam subsequently failed the same afternoon.
This has turned out to be a major catastrophe that was likely a result of poor maintenance and negligence by the dam owners. As a result of the dam failure, thousands of homes and businesses had to be evacuated. The devastation and damage are unparalleled and Governor Gretchen Whitmer has declared a state of emergency.
The dam owner is responsible for the proper maintenance and upkeep of the dam. The failure to properly operate a dam can have catastrophic consequences to people, property, and businesses. Even farms and agricultural centers can sustain irreparable harm from a major flood. As a result, those who suffer personal and financial harm from a dam failure can file a lawsuit.
California Wildfire 2018
If you have been the victim of a California wildfire, then don’t let the propaganda discourage you, chances are that you have a case and will be able to get compensated for the damages.
Many of California’s wildfires, such as the butte county camp fire, were not naturally caused and instead have corporations to blame.
The California Camp Fire has been the latest and most destructive wildfire in CA history. The fire scorched over 153,000 acres of land and caused over $16.5 billion in damages all in the first four hours. Camp Fire left many of Butte County’s residents displaced and in need of legal and financial help.
Several key pieces of evidence have surfaced pointing to PG&E being responsible for the Butte County Camp Fire. PG & E is now facing the biggest lawsuit in their history from wildfire attorneys across California.
Hurricane Maria 2017
If your Hurricane Maria claim processing is taking too long to resolve or if an insurance provider is offering you a lowball payout on your Hurricane Maria home or business property damage claim, ask an attorney at Excolo Law to help you assert your rights as a policyholder.
Hurricane Maria insurance providers act in bad faith when:
- Insurance representatives intentionally underestimate losses, knowing actual damages and costs to repair are higher.
- Adjusters fail to make good faith offers to settle claims.
- Providers offer to pay only part of a legitimate claim.
- Insurance providers terminate coverage without notice.
- Insurance representatives unlawfully delay claim investigations or lag in entering into dispute resolution settlements.
- Insurance companies refuse to investigate a lawful claim.
- Adjusters deny valid insurance claims covered by the policy.
Insurance companies and their employees may find alternative ways to take advantage of Hurricane Maria policyholders; this is why most hurricane victims seek consultation to learn how the insurance process works and to discuss the specifics of their individual home or business Hurricane Maria damage claim.